Is 804 A Good Credit Score?

What does a credit score of 804 mean?

Your 804 FICO® Score falls in the range of scores, from 800 to 850, that is categorized as Exceptional. Your FICO® Score is well above the average credit score, and you are likely to receive easy approvals when applying for new credit. 21% of all consumers have FICO® Scores in the Exceptional range.

What percentile is a credit score of 825?

Your 825 FICO® Score is nearly perfect and will be seen as a sign of near-flawless credit management. Your likelihood of defaulting on your bills will be considered extremely low, and you can expect lenders to offer you their best deals, including the lowest-available interest rates.

Is 803 a good credit score?

A FICO® Score of 803 is well above the average credit score of 704. It's nearly as good as credit scores can get, but you still may be able to improve it a bit. More importantly, your score is on the low end of the Exceptional range and fairly close to the Very Good credit score range (740-799).

Related Question Is 804 a good credit score?

What is the UK average credit score?

Overall, the UK's average score reached 797 in September, up from 792 in 2020 and 776 in 2019.

UK's average credit score increases compared with 2020.

Age Group Average Score
18-20 823
21-25 792
26-30 776
31-35 770

How do I get my credit score above 825?

  • Set up autopay.
  • Pay early.
  • Don't worry about adding a loan to your credit mix.
  • But don't be afraid to apply for new credit cards in moderation.
  • Don't close old credit cards just because you aren't using them anymore.
  • What percentage of the population has a credit score over 830?

    According to FICO's credit blog, about 18 percent of the population has a FICO credit score between 800 to 850, but the highest credit score I've heard of is 830 (feel free to post yours below). A little over 25 percent of the population has a credit score below 600.

    What kind of loan can I get with a 800 credit score?

    People with an 800+ credit score also have credit card limits totaling roughly $46,700 on average, of which they generally use less than 5%, according to VantageScore.

    An 800+ credit score gets you:

    Type of Credit Do You Qualify?
    Best Mortgage Rate YES
    Auto Loan with 0% Intro Rate YES
    Lowest Auto Insurance Premium YES

    What percentage of Americans have a 821 credit score?

    An 821 credit score is often considered very good — or even excellent.

    Percentage of generation with 750–850 credit scores
    Generation Percentage
    Gen Z 21.1%
    Millennial 17.1%
    Gen X 16.9%

    Is 821 a good credit score Transunion?

    An 821 credit score is a perfect credit score, believe it or not. Despite being just shy of the highest credit score possible (850), a credit score of 821 qualifies as perfect because improving your score further is unlikely to save you money on loans, lines of credit, car insurance, etc.

    How good is an 807 credit rating?

    Your 807 FICO® Score falls in the range of scores, from 800 to 850, that is categorized as Exceptional. Your FICO® Score is well above the average credit score, and you are likely to receive easy approvals when applying for new credit. 21% of all consumers have FICO® Scores in the Exceptional range.

    Is a 792 credit score good?

    A 792 credit score is Very Good, but it can be even better. If you can elevate your score into the Exceptional range (800-850), you could become eligible for the very best lending terms, including the lowest interest rates and fees, and the most enticing credit-card rewards programs.

    Is 778 a good credit score UK?

    Your score falls within the range of scores, from 740 to 799, that is considered Very Good. A 778 FICO® Score is above the average credit score. Consumers in this range may qualify for better interest rates from lenders.

    Can I get a car loan with a 814 credit score?

    An 814 credit score is often considered very good — or even excellent. With excellent credit, your credit scores become more of a bridge and less of a roadblock — a high score can help you qualify for premium rewards credit cards, auto loans and mortgages with the best terms.

    What percentage of the population has an 850 credit score?

    Does having a perfect credit score really matter? Experts say that this credit score will likely get you all the same benefits — and the best deals. Only about 1.6% of the U.S. population with a credit score has a perfect 850, according to FICO's most recent statistics.

    What is a credit score of 850?

    Your 850 FICO® Score falls in the range of scores, from 800 to 850, that is categorized as Exceptional. Your FICO® Score is well above the average credit score, and you are likely to receive easy approvals when applying for new credit. 21% of all consumers have FICO® Scores in the Exceptional range.

    Is 583 a good credit score?

    Your score falls within the range of scores, from 580 to 669, considered Fair. A 583 FICO® Score is below the average credit score. Some lenders see consumers with scores in the Fair range as having unfavorable credit, and may decline their credit applications.

    Is an 800 credit score good Canada?

    In Canada, your credit scores generally range from 300 to 900. The higher the score, the better. If you have scores between 800 and 900, you're in excellent shape.

    Is 772 A high credit score?

    Your score falls within the range of scores, from 740 to 799, that is considered Very Good. A 772 FICO® Score is above the average credit score. Consumers in this range may qualify for better interest rates from lenders. 25% of all consumers have FICO® Scores in the Very Good range.

    What does a credit score of 830 mean?

    Your 830 FICO® Score is nearly perfect and will be seen as a sign of near-flawless credit management. Your likelihood of defaulting on your bills will be considered extremely low, and you can expect lenders to offer you their best deals, including the lowest-available interest rates.

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